Financing Your New Home

Found 10 blog entries about Financing Your New Home.

925 Wilderness Way is a new listing in the Whitney Ranch community of Rocklin being offered for $789,900.  This 5 bedroom, 3.5 bath also features a downstairs office and upstairs loft.  Perfect as a multi-generational home or to welcome guests, one of the 5 bedrooms is downstairs with an en suite bathroom.  Built in 2015, better than new is the only way to describe the $200k worth of upgrades some of which include owned solar, recently re-surfaced pool and spa plumbed for solar, whole house fan and exterior Nest® cameras. 

To learn more about this home, or to schedule your private showing, call Jeanine Schulz at 916-367-1393 or visit jeanineschulz.com.

The well-designed kitchen with stainless steel appliances, double ovens, over-sized island,

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A home for the holidays, this quintessential Granite Bay estate at 8315 Dover Drive is a must see for any discriminating buyer.  Located in the highly desirable Stratford Downs neighborhood, the home offers privacy, character and charm.  Situated on nearly half an acre it's classic design never goes out of style and with a newer HVAC system, roof and windows the home is move in ready.

For more details or to schedule your private showing contact Jeanine Schulz at 916-367-1393 or jeanineschulz.com.

Featuring 4 bedrooms and 2.5 bathroom within it's 3,276 square feet there is plenty of living space to live comfortably or possibly get creative with the floor plan and make it your own.  Outside, the home has a large, well-designed pool,

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1817 Swallow Ridge Way is an executive home situated in the highly desirable and gated community of Tiburon in East Roseville.  The 3,869 square foot home sits on nearly 1/3 of an acre, boasts 4 bedrooms and 4 bathrooms with one en-suite bedroom on the main floor with exterior access, making this one of the most desirable multi-generational homes on the market today.  The house is conveniently located offering easy access to the Galleria Mall, dining and entertainment, Sutter Hospital, Kaiser Permanente, trails and I-80.

For more information, or for your private showing, call or text Jeanine Schulz at 916-367-1393.

 

 

Being offered by it's original owners, the home has been well maintained and is move-in ready.  A large front

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5249 Abbott Road is a sprawling country estate located on a serene 3.2 acres in the bucolic town of Penryn, CA, known for it's Mountain Mandarin Festival.  The home offers a private, gated entrance and is tucked back at the end of a peaceful, tree-lined country lane.

For more information contact Jeanine Schulz at 916-367-1393 or jeanineschulz.com

Located along the meandering drive up to the main house is a horse barn with loft, tack room and 3 stalls to complement the fully-fenced acreage, making this a terrific horse property for sale.  The land is fully irrigated with low cost gravity flow PCWA .  The home was built to capitalize on the breathtaking views which can be seen from the large balcony off the living room and several other rooms.  With 5

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California wildfires have been so prolific in recent years and regardless of the cause(s), there's no question that thousands of California homeowners have been severely impacted. So many people have lost their homes, possessions, and many, their lives, as wildfires like the recent one in Paradise, for example, roared through and decimated entire communities. Click the pic below to access some tips for homeowners relative to this wide-spread insurance problem here in Northern California:

Fire Insurance Tips For Homeowners

For those left in the wake of these wildfires who perhaps didn't suffer those same losses, many are finding that insurance companies that were active in their area suffered major financial losses and are making the decision either 1) renew policies with a much

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1764 Park Oak Drive is a Roseville luxury home now listed at $869,750.  Located in the gated community of Whispering Canyon in East Roseville.  Surrounded by custom homes and lush, mature landscaping this home is privately situated on nearly 1/2 an acre of land.  The neighborhood is in a prime location close to the Galleria Mall, area restaurants and entertainment, Sutter Medical Center, Kaiser Roseville and I-80.  

For more details or a private showing contact Jeanine Schulz at 916-367-1393 or jeanineschulz.com

 

 

 

The home has grand curb appeal yet exudes charm from the moment you enter.  The lower level with bedroom and full bath is perfect for guests  and includes formal living and dining areas.  A butler's pantry

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Home mortgage rates have been on the rise recently, and many prospective home owners are asking the question ... "What does this mean for us?" Actually, a rising-rate environment affects both buyers and sellers, but for everybody in the market it can create some confusion and even worse - indecision and burnout! Having been a Realtor® for over 30 years now, I've seen this many time in the past, and it's always important to understand the dynamics of any market before making a decision. When interest rates do rise, many times the market segment that is most impacted can be the lower or entry-level. As some home buyers stretch to qualify to buy their first home, for example, a rise in mortgage rates can throw their mortgage loan ratios out of whack and

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Homeownership is essentially the biggest financial decision you'll ever make in your lifetime and it can be both scary and exciting. If you think you're ready to dive in head first to homeownership but you're not sure where to start, you don't have to worry. We've got you covered with our steps to homeownership in Northern California.

Define What You're You Looking For

Buying a home is about more than the here-and-now – buyers need to truly think about their long-term plans and what their future holds. For example, if you're in your late twenties and single but hope to start a family one day, then you may not want to look at smaller condos and apartments. Think about the kind of home you see yourself growing into and go from there.

Find A Real

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Homeownership has a cloud over it ever since the subprime-lending crisis in the last decade, but honestly it’s not really justified anymore. There are millions of potential young homebuyers who aren’t taking advantage of homeownership anymore like their parents did when they were young. The truth is, it’s probably a better decision to buy today than it ever was. So that got us thinking, what are the top reasons to buy a home today? So we came up with a list of reasons to own a home and, while there are many, we’ve narrowed it down to three. So here they are, the top 3 reasons to call someplace your “Home Sweet Home:”

1)   Mortgage Rates are Low – Right now in California you can get a 30-year fixed loan with an APR of about 4.3%, depending on your

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Top 10 Don'ts when applying for a home loan: Getting a new mortgage loan is not what it used to be.  Maybe that's a good thing, maybe not, but there are definitely some "best practices" to follow when you are in the market for a mortgage loan these days. While this top-10 list from our friends at Stanford Mortgage is obviousily not all-inclusive, it's a pretty good guide that will help you eliminate some of the pitfalls in today's real estate market:

  1. Don't ammend your tax return, it could cause significant delays.
  2. Don't close old credit card accounts.
  3. Don't pay off collections or charge offs during the loan underwriting process.
  4. Don't consolidate your debt onto 1 or 2 credit cards.
  5. Don't pay any account late.  Stay current.
  6. Don't
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